Business Insurance and Employee Benefits Services

1. Business & Commercial Insurance

Commercial Insurance

Business Insurance

Workers Compensation Insurance

General Liability Insurance

Business Owners Policy (BOP)

2. Group Major Medical

Group Major medical insurance

Prescription drug coverage (Rx)

Mental health coverage

Telehealth / virtual care coverage

Vision insurance

Dental insurance

3. Voluntary & Supplemental Health

Hospital indemnity insurance

Critical illness insurance

Cancer insurance

Accident insurance

Gap insurance (supplemental medical)

Medicare supplement insurance

4. Employee Engagement & Retention

Engagement Workshops

Wellness Programs Integration

Retention Analytics

Happiness Surveys

5. ICHRA Benefits Solutions

Individual Coverage Health Reimbursement Arrangements (ICHRAs)

ICHRAs for Employers

ICHRA for Brokers

ICHRA management platform

Why ICHRAs make sense

6. Benefits Admin Technology

Online Enrollment Platform

Employee Onboarding

Reporting & Analytics

Employee Self-Service Portal

Payroll Provider Integration

7. Free Benefits Consulting

Free Consultations

Compliance Assistance

Employee Communication Support

Strategic Planning

8. Income Protection & Disability

Short-term disability insurance

Long-term disability insurance

Accidental death & dismemberment (AD&D) insurance

Long-term care insurance

9. Group Life Insurance

Life insurance (basic group term)

Voluntary/supplemental life insurance

Spouse/dependent life insurance

Group term life insurance

10. Tax Advantage Accounts

Health Savings Account (HSA)-qualified health plans

Health Savings Account (HSA)

Flexible Spending Account (FSA) – medical

Flexible Spending Account (FSA) – dependent care

Health Reimbursement Arrangement (HRA)

11. Specialty Insurance

Pet insurance

Tuned Hearing Solutions

Travel medical insurance

International health insurance (expat coverage)

Dental savings plan (alternative to insurance)

12. INSURANCE BROKER

EMPLOYEE BENEFITS BROKER

INSURANCE PLAN & CARRIER COMPARISON

RENEWAL STRATEGY & MARKET REVIEW

BROKER-OF-RECORD TRANSITIONS

CLAIMS & COVERAGE SUPPORT

ONGOING INSURANCE CONSULTING

Why choose Benni?

Value for Money

Benni gives you modern benefits technology, often at no cost, while delivering maximum value for every dollar you spend.

Expert Guidance

Our experienced team understands both people and technology, helping you build smarter benefits programs that truly fit your workforce.

Fast, Friendly Support

We move quickly when you need help. Benni’s responsive support ensures you and your employees always have answers without delays.

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Benni Agency
225 S. Cedar St.
Suite A
Summerville, SC 29483

Copyright © 2026 Benni Agency