Life insurance is one of the most impactful benefits an employer can offer. It provides financial security when employees and their families need it most—helping loved ones cover funeral expenses, paying off debts, and replacing lost income. At Benni, we simplify life insurance with clear communication, flexible options, and streamlined enrollment through our free administration platform. Unlike traditional agencies that treat life insurance as a checkbox benefit, we integrate it into a comprehensive, tech-enabled strategy that actually delivers peace of mind to employees and cost-effective results for employers.
Life Insurance (Basic Group Term)
Basic group term life insurance provides every employee with a foundation of coverage, usually at no cost to them. This benefit offers immediate peace of mind that, should the unexpected occur, their loved ones will be protected. At Benni, we ensure group term life is communicated clearly and administered seamlessly. Unlike other agencies that leave it at a flat policy, we show employees how this protection can help their families cover funeral costs, medical bills, or other financial burdens. For employers, it’s a simple, affordable way to demonstrate real care for their teams.
Voluntary / Supplemental Life Insurance
Voluntary or supplemental life insurance allows employees to customize their protection and purchase additional coverage that fits their family’s unique needs. At Benni, we make this process simple by providing education, calculators, and easy-to-use enrollment tools through our platform. Where other agencies may confuse employees with complicated policy details, we focus on clarity and support. This ensures higher participation and greater satisfaction. For employers, it strengthens your overall benefits package without adding extra costs, while employees get the freedom to secure extra protection beyond the basics.
Spouse / Dependent Life Insurance
Life insurance doesn’t just cover employees—it can extend to spouses and dependents as well. At Benni, we make it easy to offer this coverage and help employees understand its value. Unlike other agencies that position it as an afterthought, we highlight spouse and dependent coverage as an affordable way to protect an entire household. These policies can help families manage unexpected expenses, debt, or childcare costs if tragedy strikes. For employers, it’s a cost-free way to enhance benefits and give employees peace of mind knowing their families are protected.
Group Term Life Insurance
Group term life insurance is one of the most cost-effective ways employers can provide meaningful coverage to their teams. At Benni, we make it even more accessible: for employers with 10 or more employees, we can secure $10,000 in coverage for as low as $2 per employee. This unmatched value gives small and mid-sized businesses the ability to offer life insurance as a high-impact benefit without breaking the budget. Unlike traditional agencies that stop at quoting a policy, Benni integrates group life into our platform, ensuring enrollment, communication, and compliance are effortless. The result: employees gain real security, employers strengthen retention, and brokers gain a simple yet powerful solution to offer clients.
Meet The Experts
Meet the specialists behind your benefits strategy.
JOSEPH BOLOGNUE
President
Joseph Bolognue brings more than 25 years leading technology companies and digital transformation, applying that background to Benni Agency’s benefits administration, HR technology, and integrated employer systems.
Julie Ellis
Sales Manager
Julie Ellis combines five years developing employee benefit strategies for local employers with two decades of business experience, bringing a practical employer perspective to benefits administration.
Crystal Eller
Crystal Eller is an Agency Sales Representative at Benni Agency with insurance experience through Colonial Life and a University of South Carolina background, supporting employer benefit conversations.
JOSEPH BOLOGNUE
President
Joseph Bolognue brings more than 25 years leading technology companies and digital transformation, applying that background to Benni Agency’s benefits administration, HR technology, and integrated employer systems.
Julie Ellis
Sales Manager
Julie Ellis combines five years developing employee benefit strategies for local employers with two decades of business experience, bringing a practical employer perspective to benefits administration.
Crystal Eller
Crystal Eller is an Agency Sales Representative at Benni Agency with insurance experience through Colonial Life and a University of South Carolina background, supporting employer benefit conversations.
Area We Serve
Benni Agency serves employers across South Carolina with employee benefits, commercial insurance, ICHRA guidance, and ongoing support. Below are the local areas we serve:
Frequently Asked Questions
What types of life insurance does Benni offer?
Benni Agency offers several types including basic group term life for all employees at no cost, voluntary/supplemental life so employees can buy more coverage, and spouse/dependent life so families can be protected too. All are communicated clearly and administered via Benni’s platform for simplicity and transparency.