Employee Health & Benefits Solutions for Businesses in North Charleston
North Charleston is home to some of South Carolina’s fastest-growing businesses — from logistics and manufacturing to hospitality, healthcare, and tech. As competition for skilled talent continues to rise, offering strong, modern employee benefits isn’t optional anymore… it’s a strategic advantage.
At Benni, we help North Charleston businesses deliver affordable, tech-enabled benefits that boost retention, reduce costs, and support long-term growth. Our platform combines smart automation with expert consulting so small and mid-sized employers can provide big-company benefits without complexity or inflated pricing.
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Major Medical Insurance in North Charleston
Major medical insurance is one of the biggest expenses for employers — and one of the top reasons employees stay (or leave) a job. Traditional group plans are becoming too restrictive and unpredictable. Benni offers a modern alternative:
ICHRA (Individual Coverage Health Reimbursement Arrangement)
ith Benni’s ICHRA solution, Mount Pleasant employers:
- Employers choose a predictable monthly budget
- Employees pick any individual major medical plan that fits them
- Benni manages all administration through free software
- Compliance, reimbursements & reporting included
- Avoids long-term rate hikes from carriers
For North Charleston employers, ICHRA provides a scalable solution that keeps costs under control while giving employees personalized, high-quality coverage.
Dental Insurance for North Charleston Businesses
Dental coverage is consistently one of the most valued benefits for employees. Benni makes it easy for businesses to offer flexible, affordable dental plans with:
- Preventive care (cleanings, exams, X-rays)
- Restorative services
- Orthodontic options
- Digital enrollment & plan management
Clear communication materials ensure North Charleston employers see higher participation and fewer employee questions.
Vision Insurance for North Charleston Employers
Vision plans are low-cost, high-impact benefits that employees love. Benni offers:
- Affordable vision plan options
- Digital access to benefits
- Easy enrollment
- Strong local provider networks
Perfect for North Charleston companies that want to improve satisfaction affordably.
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Short-Term & Long-Term Disability Insurance in North Charleston
Disability benefits provide essential financial protection for employees during illness, injury, or recovery.
Short-Term Disability
Covers temporary medical conditions, injuries, postpartum recovery, and other short-term disruptions.
Long-Term Disability
Provides income replacement for extended illnesses, chronic conditions, injuries, or disabilities lasting several months or years.
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AD&D Insurance in North Charleston
Accidental Death & Dismemberment (AD&D) insurance provides:
- Lump-sum payouts after severe injuries
- Added protection for employee families
- Low-cost employer and employee-paid options
Benni helps North Charleston employers clearly explain AD&D coverage so employees understand its importance.
Life Insurance for North Charleston Businesses
Life insurance is a foundational employee benefit that provides long-term peace of mind.
Benni offers:
- Basic Group Term Life Insurance
- Supplemental/Voluntary Life Insurance
- Spouse & Dependent Life Insurance
- Group Term Life Plans for small businesses
Our platform ensures easy enrollment, smooth communication, and minimal administrative effort for employers.
Tax-Advantaged Accounts for North Charleston Employers
Tax-advantaged accounts help employers reduce costs while helping employees save more.

Health Savings Accounts (HSA)
Paired with eligible plans and ideal with ICHRA to maximize tax benefits.

Flexible Spending Accounts (FSA)
Includes medical FSAs, limited-purpose FSAs, and dependent care FSAs.

Health Reimbursement Arrangements (HRA/ICHRA)
Allows employers to reimburse premiums and medical expenses tax-free.
All managed within Benni’s automated, user-friendly platform.
Specialty Insurance for North Charleston Businesses
Modern employees expect lifestyle-friendly benefits that go beyond traditional healthcare.
Benni offers:
- Pet Insurance for vet bills & emergencies
- Legal Insurance for everyday legal issues
- Travel Medical Insurance for business or personal travel
- Dental Savings Plans as low-cost dental alternatives
These optional benefits help North Charleston businesses stand out.
Voluntary & Supplemental Health Benefits
Affordable, flexible options that strengthen coverage without increasing employer costs.
- Hospital Indemnity Insurance - Cash payouts for hospital stays.
- Critical Illness Insurance - Lump sums for conditions like cancer, heart attack, or stroke.
- Cancer Insurance - Financial support throughout diagnosis and treatment.
- Accident Insurance - Benefits for injuries, medical visits, and recovery expenses.
- Medicare Supplement Insurance - Perfect for employers with aging workforces transitioning into Medicare.
Benni ensures employees understand when and how to use each benefit.
Why North Charleston Businesses Choose Benni
- Modern, digital-first benefits
- Predictable budgeting with ICHRA
- Zero-cost benefit options
- Full compliance handled for you
- Fast, simple employee enrollment
- Lower administrative burden
- Better retention and recruitment
Ready to Offer Better Benefits in North Charleston?
Benni helps North Charleston employers provide modern, affordable, high-value benefits that attract talent, reduce turnover, and support long-term business growth.
Let’s Talk — We’ll build a benefits package your employees will love.
5.00 Guaranteed
"Smarter Technology. Bold Solutions. Lasting Impact."
D. Smith, Columbia, SC
"Impressive results! Affordable solutions. Benefits that deliver."
S. Goldberg Mount Pleasant SC
"Impressive results! Affordable solutions. Benefits that deliver."
J. Siptack Summerville SC
FAQs — Employee Benefits in North Charleston
Can North Charleston small businesses offer major medical insurance affordably?
Yes. With ICHRA and individual plans, even very small businesses can offer high-quality major medical coverage without the cost of traditional group plans.
Does Benni’s platform handle compliance for ICHRA and HRAs?
Absolutely. Benni automates compliance, reporting, reimbursements, and documentation.
Can employees choose their own medical plans?
Yes employees select the plan that fits their doctors, prescriptions, and budget.
Are dental and vision plans available to small teams?
Yes, North Charleston businesses of all sizes — even 2–3 employees can offer dental and vision benefits.
What benefits can employers offer at no cost?
Many voluntary benefits, telehealth solutions, disability options, and prescription programs can be offered for zero employer cost.
Does Benni support remote or hybrid employees across South Carolina?
Yes benefits are fully digital and work for multi-location and hybrid teams.