Business Insurance & Employee Benefits in Florence, SC
Affordable, Modern, and Comprehensive Benefits for Florence Employers
At Benni, we support Florence businesses with high-quality, cost-effective employee benefits that help attract talent, improve retention, and protect your workforce. Whether you’re a small business, mid-sized employer, or fast-growing organization, we provide a full suite of benefits including major medical insurance, dental & vision plans, disability coverage, life insurance, tax-advantaged accounts, voluntary benefits, and more.
Our digital-first approach makes benefits simple—for both employers and employees.
Technology Partners
Major Medical Insurance for Businesses in Florence, SC
Give your employees reliable, ACA-compliant health coverage with flexible pricing and plan options.
Benni helps Florence employers access:
- Group major medical insurance (PPO, HMO, HDHP, POS)
- Affordable level-funded and reference-based pricing options
- Individual Coverage HRA (ICHRA) strategies
- Cost-controlled plans for small and mid-sized teams
- Premium optimization through expert benefits consulting
We help you deliver major medical health insurance that fits your Florence company’s budget—without sacrificing the quality of employee care.
Dental Insurance for Florence Businesses
Dental benefits are among the most requested employee perks—and for good reason.
Benni offers:
- Affordable employer-sponsored dental plans
- Voluntary employee-paid options
- Preventive care (cleanings, exams, X-rays)
- Basic & major services (fillings, crowns, oral surgery)
- Optional orthodontic add-ons
We simplify enrollment, improve participation, and help Florence employers offer meaningful dental insurance plans with ease.
Vision Insurance for Florence Businesses
Vision benefits help employees and families manage eye health affordably.
Benni provides:
- Annual vision exams
- Glasses, frames, and contact lens allowances
- Discounts on lens upgrades
- Low-cost voluntary options for small businesses
Perfect for employers seeking high-impact, low-cost vision insurance plans in Florence.
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Short-Term & Long-Term Disability Insurance in Florence
Disability benefits protect employees’ income when unexpected medical situations arise.
Short-Term Disability
- Covers temporary injuries, illnesses, and maternity leave
- Helps employees maintain financial stability
- Available as employer-funded or voluntary coverage
Long-Term Disability
- Protects employees during extended illness or serious medical conditions
- Strengthens retention and job security
- Flexible benefit periods and buy-up enhancements
Benni makes it easy for Florence employers to offer reliable, clearly communicated disability benefits.
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Accidental Death & Dismemberment (AD&D) Insurance – Florence
AD&D provides financial support in the event of accidental injury or loss of life.
Benni offers:
- Standalone AD&D plans
- Combined Life + AD&D coverage
- Employer-sponsored and voluntary options
We help employees understand exactly what this benefit covers and how it supports their families.
Life Insurance for Florence Businesses
Life insurance remains one of the most important elements of a benefits package.
Benni supports:
- Basic employer-paid group term life
- Voluntary supplemental life coverage
- Spouse & dependent life insurance options
- Tiered benefit structures for various employee levels
We help Florence businesses create meaningful protection for employees and their families.
HSA, FSA & HRA Plans for Florence Employers
Tax-advantaged accounts help employees save money and boost benefits satisfaction.

HSA (Health Savings Account)
- Tax-free contributions
- Pairs with HDHPs
- Ideal for small business cost savings

FSA (Flexible Spending Account)
- Medical & dependent care FSAs
- Pre-tax savings for employees
- Low-cost employer setup

HRA & ICHRA (Health Reimbursement Arrangement)
- Employer-funded
- Highly flexible and customizable
- Ideal for cost control and simplified benefits
Benni manages compliance, administration, and communication from start to finish.
Specialty Insurance for Florence Businesses
Specialty benefits increase retention and appeal to modern employees.
We offer:
- Pet Insurance – covers veterinary needs & emergencies
- Legal Insurance – access to attorneys for everyday issues
- Travel Medical Insurance – ideal for employees traveling internationally
- Dental Savings Plans – discount-based alternatives to traditional dental coverage
These voluntary benefits add value at little to no employer cost.
Voluntary & Supplemental Health Benefits in Florence
Enhance your core benefits package with optional protection:
- Critical Illness Insurance
- Hospital Indemnity Insurance
- Cancer Insurance
- Accident Insurance
- Medicare Supplement Plans
Perfect for employers wanting flexible, cost-effective coverage options.
Why Florence Employers Choose Benni
- Affordable plans for small & mid-sized companies
- eamless digital enrollment & management
- Access to top-rated carriers
- Personalized support for employers & HR teams
- Custom benefit designs based on Florence’s local workforce needs
Get a Custom Employee Benefits Package for Your Florence Business
Improve retention, attract better talent, and offer meaningful protection—without spending more than you need to.
Contact Benni today to design a benefits package tailored for your Florence workforce.
FAQs – Employee Benefits in Florence, SC
What benefits are most popular for Florence businesses?
Major medical, dental, vision, disability, and voluntary plans like accident or critical illness.
Can small businesses in Florence afford health benefits?
Yes, Benni offers cost-efficient group plans, level-funded plans, and ICHRA options designed for small employers.
Do employees get to customize their coverage?
Absolutely, Voluntary benefits allow employees to personalize their protection.
Can benefits be administered digitally?
Yes, our platform handles onboarding, enrollment, documentation, and communication.